Ask the Experts

Our team discusses the latest trends and topics in the world of employee benefits and compliance.

In this episode, we will discuss:

• What Is a Cafeteria Plan?
• Pre-Tax Salary Reductions
• POP Plans and Section 125 Plans
• Benefits of Pre-Tax Deductions for Employee/Employer
• Elections for Pre-Tax Apply to Future Deductions (Not Retroactive)
• Employees Are Locked Into What They Signed Up For at the Beginning of the Year
• Employees Can Change Their Deductions Only With a Qualified Life Event
• Employee Has 30 Days to Report the Change to Employer
• Can an Employer Make Mid-Year Plan Changes? (Contributions or Other)
• Does a POP or Section 125 Need to be Renewed Annually?
• Written Documents Support the Employer
• Now Is a Good Time to Find and Review Your Cafeteria Plan, POP Plan, Section 125 Plan

Podcast: Ask the Experts September 2026

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