Ask the Experts

Our team discusses the latest trends and topics in the world of employee benefits and compliance.

In this episode, we will discuss:

• What Are Plan Assets in ERISA Plans?
• Fiduciary Duty with Plan Assets
• Medical Loss Ratio Rebates and Level Funding Surplus Are 2 of the Most Common Returns of Plan Assets
• Employers/Plan Administrators/Plan Sponsors Must Decide How to Share the Plan Assets That Were Returned
• Include Distribution Details in Your Plan Document (IRS 2011-04 is a Helpful Guide)
• General Fund vs. Separate Account (Possibly a Trust)
• Duties and Liability for Plan Sponsor/Employer/Health Committee

Podcast: Ask the Experts August 2026

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