The Top Ten Lifestyle Benefits Employees Use Most (And Why They Matter)

As healthcare costs continue to rise, many mid-sized employers are discovering that some of the most appreciated benefits aren’t medical at all. Lifestyle benefits…often voluntary and low-cost, can dramatically improve employee satisfaction by supporting real, everyday needs. Here are the ten lifestyle benefits employees actually use most.

First, mental health and wellness platforms consistently rank at the top, especially virtual therapy, coaching, and mindfulness tools. Second, financial wellness benefits, including budgeting tools and one-on-one coaching, help reduce stress that spills into the workplace. Third, flexible work arrangements, including hybrid schedules and flexible hour, remain one of the most valued “non-insurance” benefits.

Fourth, pet insurance has surged in popularity as pet ownership has grown. Fifth, legal services plans are heavily used for wills, estate planning, and family matters. Sixth, identity theft protection provides peace of mind in an increasingly digital world.

Seventh, student loan assistance or refinancing support resonates strongly with younger and mid-career employees. Eighth, caregiver support benefits, including elder-care and childcare resources, address a rapidly growing workforce challenge. Ninth, accident and critical illness coverage helps employees manage unexpected financial shocks. Finally, fitness and lifestyle stipends, from gym memberships to wellness apps, offer flexibility employees appreciate.

The common thread is simple: these benefits solve real problems. For employers with 50-150 employees, offering the right mix of lifestyle benefits can significantly boost perceived value, engagement, and retention…often without increasing employer-paid costs.

My Benefit Advisor (MBA) guides employers of all sizes through planning, communicating, and managing a successful employee benefits program. We are ready to help you find the solution that fits your needs, from group insurance to individual coverage. For more information about MBA, contact us.