Election Results and the ACA: Preliminary Thoughts

With the outcome of the 2016 elections now official, the Republicans will hold the majority in both chambers of Congress and control of the White House beginning in 2017. Since President-elect Trump ran on a platform of "Replace and Repeal" of the Affordable Care Act (ACA), we anticipate that acting on this campaign promise will be one of the top priorities of the new Trump administration. We anticipate there will be significant disruption for individuals, employers, brokers and carriers across the country.

Updates Regarding the NJ Small Employer Health Benefits Program

The New Jersey Small Employer Health Board recently met and re-adopted the NJ small group regulations (which sunset every 7 years), with certain changes and/or clarifications. These regulations will be effective for new and renewal business as of January 1, 2017.

Relief Extended for Premium Reimbursement Programs for Student Employees

On October 21, 2016, the Departments of Labor, the Treasury and Health and Human Services (collectively, the “Departments”) issued FAQ 33, providing an indefinite extension of the enforcement relief available to colleges and universities for certain premium reduction arrangements offered in connection with student health plans.

2017 Cost of Living Adjustments

On October 25 and 27, 2016, the IRS released cost of living adjustments for 2017 under various provisions of the Internal Revenue Code (the Code). Some of these adjustments may affect your employee benefit plans.

Final 2016 Forms 1094-C and 1095-C Available

The Internal Revenue Service (“IRS”) recently released final versions of the 2016 Forms 1094-C and 1095-C and associated instructions. These forms will be used in early 2017 by Applicable Large Employers (“ALEs”) to report whether the ALE offered (or did not offer) a full-time employee (“FTE”) health insurance coverage during the calendar year. Additionally, for ALEs with self-insured plans...

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Health Reform Calculators

Health Reform Calculators

We have prepared two distinct tools to enable you to quickly assess whether you are eligible for a tax credit as a small employer under the ACA, and whether you have exposure to the penalties associated with the employer mandate.

Tax Calculator & Risk Assessment



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